Esther, Oil was a very expensive commodity & only the rich could afford it. It had many different uses in those early days, and this would have included, a special act of love shown to someone ( Ps 23:5, Lk 7:46); anointing to kingship ( 1 Sam 10:1); or for healing ( Mk 6:13, Js 5:14). So the verse in Prov 21, is really indicating that both wine & oil (those more expensive items) can only bring the common man to poverty. Today, overuse of oil is not really a means to poverty, but more so with alcohol, cigarettes, drugs, gambling, over extending our budget, etc. As Christians, we are responsible before the Lord in our use of the money & gifts he has given to us. Some may not have much in those terms, but what we do have, we must use for His Glory & Purpose. ( Mt 25:14-30).
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